使用Braintree付款网关直接将钱汇到客户的银行帐户

Question

Is there API that directly transfer money to user's bank account using Braintree payment gateway?

I want to transfer money every week. For that I can make cronjob, but want to know is there any API?

I found below from this link :

$merchantAccountParams = [
  'individual' => [
    'firstName' => 'Jane',
    'lastName' => 'Doe',
    'email' => 'jane@14ladders.com',
    'phone' => '5553334444',
    'dateOfBirth' => '1981-11-19',
    'ssn' => '456-45-4567',
    'address' => [
      'streetAddress' => '111 Main St',
      'locality' => 'Chicago',
      'region' => 'IL',
      'postalCode' => '60622'
    ]
  ],
  'business' => [
    'legalName' => 'Jane\'s Ladders',
    'dbaName' => 'Jane\'s Ladders',
    'taxId' => '98-7654321',
    'address' => [
      'streetAddress' => '111 Main St',
      'locality' => 'Chicago',
      'region' => 'IL',
      'postalCode' => '60622'
    ]
  ],
  'funding' => [
    'descriptor' => 'Blue Ladders',
    'destination' => Braintree_MerchantAccount::FUNDING_DESTINATION_BANK,
    'email' => 'funding@blueladders.com',
    'mobilePhone' => '5555555555',
    'accountNumber' => '1123581321',
    'routingNumber' => '071101307'
  ],
  'tosAccepted' => true,
  'masterMerchantAccountId' => "14ladders_marketplace",
  'id' => "blue_ladders_store"
];
$result = Braintree_MerchantAccount::create($merchantAccountParams);

But I am not getting what to do with above options.What is routing number and how to use other options? Can anyone guide me?

Answer 1

No.

Braintree is a credit card payment gateway - its purpose is to help you accept credit card payments from customers. It's not a general-purpose financial API, and does not contain any functionality to send or receive bank transfers.