[英]How to receive payment using NFC reader in mobile phones
There are multiple solutions for paying a merchant using NFC in your phone.使用手机中的 NFC 向商家付款有多种解决方案。 Is it possible to, as a merchant, receive a contactless payment using only a mobile phone as a terminal?
作为商家,是否可以仅使用手机作为终端来接收非接触式支付?
It seems that additional reader is required (such as Square), why is that?似乎需要额外的阅读器(例如 Square),这是为什么? Should a reader in the phone not be able to receive enough data to process the payment using PayPal, Google Wallet, etc?
手机中的阅读器是否应该无法接收到足够的数据来使用 PayPal、Google 电子钱包等处理付款?
From a technical perspective there's nothing that would prevent you to implement a payment terminal using the built-in NFC reader capabilities.从技术角度来看,没有什么可以阻止您使用内置 NFC 读取器功能实现支付终端。 All Android NFC devices are capable of speaking the reader-side of the ISO/IEC 14443 contactless smartcard protocol (as used by EMV payment cards).
所有 Android NFC 设备都能够与 ISO/IEC 14443 非接触式智能卡协议(如 EMV 支付卡所使用的)的读取器端通信。
However, there are a few other things that may inhibt such efforts:然而,还有一些其他的事情可能会阻碍这样的努力:
I personally think that the latter two were the main reasons for Square to provide their own device.我个人认为后两者是 Square 提供自己设备的主要原因。 Though this is just pure speculation and not quoting from any official sources.
虽然这只是纯粹的猜测,并没有引用任何官方来源。
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