如何通过 Stripe 验证信用卡是否有效

Question

I wanted to check if the Credit card details are valid or not. Precisely not just the format but if at all that these details are valid or not. Is there a way to check that through Stripe API.

If no, is there a way to make a payment of zero dollars. Does Stripe deduct any payment charges (any additional charges) in that case?

I prefer doing this through Stripe Javascript(Node js) SDK.

Answer 1

You can try "stripe.tokens.create" to create a credit card token. The code for creating the token is shown below:

'use strict';

const stripe = require('stripe')('sk_test_4eC39HqLyjWDarjtT1zdp7dc');

const token = await stripe.tokens.create({
  card: {
    number: '4242424242424242',
    exp_month: 4,
    exp_year: 2022,
    cvc: '314',
  },
});

This code returns the created card token if successful. Otherwise, this call raises an error. You can read about this method at this link .