Stripe 3d 使用 PaymentIntent 安全支付

Question

I am trying to implement Stripe PaymentIntent. When I create the PaymentIntent object I pass it request_three_d_secure to payment_method_options but the created PaymentIntent is not requesting 3d secure payment on confirmation. Here is how I am creating the PaymentIntent object.

$paymentIntent = \Stripe\PaymentIntent::create([
     'amount' => 1099,
     'currency' => 'usd',
     'customer' => 'cus_XXXXXXXXXXXXX',
     'payment_method_types' => ['card'],
     'payment_method_options' => '[card][request_three_d_secure][any]',
     'payment_method' => 'card_XXXXXXXXXXXXXXXXXXXXX',
]);

$paymentIntent =  $stripe->paymentIntents->confirm(
    $paymentIntent->id,
    ['payment_method' => 'pm_card_visa']
);

Am I am creating the PaymentIntent object correctly? Has anyone else faced any issues related to this?

Answer 1

In your confirm call you're replacing whatever the card_xxx is with another test payment method that is "not enrolled". See here for details of the manual 3D Secure support for test cards. There are also SCA test cards here.

For this case, you likely want to attach pm_card_threeDSecureOptional instead, then manual 3DS requests should work like you expect.