作为欧洲企业，我应该将哪些支付提供商用于定期付款/订阅？
[英]Which payment provider should I use for recurring payments/subscriptions as a European business?
问题描述
We're building a web app that customers can pay a monthly rate for. 
我们正在构建一个网络应用程序，客户可以按月支付费用。 Here are the requirements: 以下是要求：
- We want to charge customers monthly fees to access the service 我们希望向客户收取每月费用以获取服务
- We have several different plans 我们有几个不同的计划
- Each plan comes with a month free trial 每个计划都有一个月免费试用
- Upgrading/downgrading should be straightforward 升级/降级应该是直截了当的
- We want to support as many payment options as possible. 我们希望尽可能多地支持付款方式。 Our software is aimed at freelancers and small businesses so we want to support credit cards, PayPal, and European payment services like ideal (debit). 我们的软件面向自由职业者和小型企业，因此我们希望支持信用卡，PayPal和理想（借记）等欧洲支付服务。 Google Checkout and Amazon FPS would be great too. Google Checkout和亚马逊FPS也会很棒。
- The quality of the user experience during checkout is important: SSL, co-branding, and clarity in the UI and copy is a must 结账时用户体验的质量非常重要：用户界面和副本中的SSL，联合品牌和清晰度是必须的
I've looked around at various options and concluded the following: 我查看了各种选项并总结了以下内容：
- PayPal's UX is pretty poor, they're prone to whimsically changing their checkout process, documentation on x.com is outdated and poorly maintained, and they require some unacceptable adaptations to our app in the form of default payment options and buttons PayPal的用户体验非常糟糕，他们很容易异想天开地改变他们的结帐流程，x.com上的文档已经过时且维护得很差，他们需要以默认付款选项和按钮的形式对我们的应用进行一些不可接受的调整
- Google Checkout is only available for US and UK based businesses Google Checkout仅适用于美国和英国的商家
- Amazon FPS is only available for US based businesses 亚马逊FPS仅适用于美国企业
- ClickAndBuy only has 13 million users ClickAndBuy只有1300万用户
- Dutch services like twyp and ogone have good support but outdated APIs/service architectures 像twyp和ogone这样的荷兰服务有很好的支持，但是过时的API /服务架构
My question, then, is: which payment provider should I use, given that I'm a Dutch business and therefore am limited in my options? 那么我的问题是：我应该使用哪个支付提供商，因为我是荷兰企业，因此我的选择有限？ What are your experiences and what would you recommend? 你有什么经历，你会推荐什么？
I wrote a blog post describing some background of my specific situation if you want more info: http://blog.quplo.com/2010/08/adventures-in-integrating-payment-services-as-a-dutch-business/ 如果您想了解更多信息，我写了一篇博客文章，描述了我的具体情况背景： http ： //blog.quplo.com/2010/08/adventures-in-integrating-payment-services-as-a-dutch-business/
2 个解决方案
解决方案1
1 2011-02-04 18:07:50
As a Hungarian business in the same position, I have concluded that I need to create a US subsidiary company and use that one for online payments and subscriptions. 作为处于同一位置的匈牙利企业 ，我得出的结论是，我需要创建一家美国子公司，并将其用于在线支付和订阅。 I am planning to write a few blog posts and informations about it, will share the url once it is finished. 我打算写一些关于它的博客文章和信息，一旦完成就会分享网址。
解决方案2
1 已采纳 2011-02-05 14:15:02
We ended up choosing Spreedly for subscriptions and Ogone/Atos Worldline for the gateway and merchant account. 我们最终为订阅选择了Spreedly ，为网关和商家帐户选择了Ogone / Atos Worldline。 I wrote another blog post describing the situation: http://blog.quplo.com/2011/01/looking-back-on-the-quest-for-payments/ 我写了另一篇描述这种情况的博客文章： http ： //blog.quplo.com/2011/01/looking-back-on-the-quest-for-payments/
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