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How do I set up a recurring payment option without an SSL certificate?

I have a Ruby on Rails site where users don't have any private data, so I don't yet have an SSL certificate. (Also, the free tier of Cloudflare doesn't work with HTTPS). However, I want to allow users to pay for membership on the site. How can I setup a simple recurring payment option on the site? Can I direct users to Paypal and it will provide my app with the necessary information?

Paypal actually has a Website Payments Basic option that can do this. It's hosted on Paypal's site so it falls under their SSL

https://www.paypal.com/pdn-recurring

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