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Payment method for penalty

I need to implement a penalty system, where if a user does not do any job then he needs to pay some penalty. Which payment method should we use to get it collected automatically, without forcing them to pay. Can we use paypal,. Which paypal api will suit my requirement. I cannot ask user for their api credentials so is there any workaround so that I can charge them

This can be handled in a couple of different ways.

First, you can use Reference Transactions with Express Checkout and/or Payments Pro .

Alternatively, you could use the Adaptive Payments API to setup Preapproval Profiles for use with the Pay API.

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