Why PayPal signup is required in a credit card payment

Question

I'm using the PayPal express checkout in a mobile website. When a user uses the credit card payment and has entered the credit card information, the billing info page is opened. On this page there is a form: "Create a Personal Account (required)". Why is the PayPal signup required with a credit card payment?

Answer 1

It's important to remember that guest checkout is not guaranteed for every transaction. PayPal runs a risk check to determine eligibility for guest checkout. There will be times when guest checkout is not available. This is intended. Here are a few things to make sure guest checkout is offered as often as possible.

• Verified PayPal account
• Confirmed email address
• Guest Checkout enabled
• With Express Checkout your cart must pass "SOLUTIONTYPE=Sole"

If all of these are met and it's not available then our system has decided to disable the guest checkout option for risk reasons. This is not a permanent decision and it will be available in the future.

Express Checkout was never intended to function as a sole solution for merchants. It was meant specifically to process PayPal payments.