Offline payment gateway process

Question

What is the process of offline payment gateway. I got the one side process from internet. User will enter first and final 4 digit of credit card and giving cvv code, filling other relevant details then submit.

It will reach to to the admin side, I want to know what is the process happening admin side for receiving and completing the process.

I saw some woocommerce plug in for WordPress, but I didn't clear what is happening in other side.

Thank You

Answer 1

I am going to treat this question as a business logic one more so than a technical one. Based on information provided, I see two possible scenarios:

Scenario One - Storing CC#s for later

You're wanting to collect credit card information to process later via a terminal. Like a POS system inside a store or a web portal where you can type in the information.

This would be very difficult to make compliant with PCI-DSS . The cost of maintaining a PCI complaint system, much less setting it up, tends to be prohibitive except for the largest of companies. You need to use a service, like PayPal , Stripe , Authorize.net , etc etc. Depending on the platform you're developing the website, all major credit card processors should have tools for a simple integration.

Scenario Two - Accepting offline payment methods

This would be a usecase where you want to allow users to pay via mailing a check or some other form of physical payment. This would just mean adapting your shopping / payment experience to allow an option to pay that method, provide a mailing address, and putting a hold on the purchase from processing further until payment is received.

This is what I have based on what was given so far, if I am off base, please elaborate!