PDOL足以在线处理

Question

我已通过满足 ICC (VISA) 要求的 PDOL 要求成功生成了 ARQC。 我想强制所有交易进行在线 PIN 验证，而不管最低限额、PIN 尝试限制等。

我是否还需要执行另一个生成 AC 命令，或者以下内容是否足以提交进行在线处理？

Response Message Template Format 2 [77]:
    Application Interchange Profile (AIP) [82]:
        Data (Binary):  20 00
        Bit flags set:
        1Bxb8: 0 - RFU
        1Bxb7: 0 - Off-line SDA is not supported
        1Bxb6: 1 - Off-line DDA is supported
        1Bxb5: 0 - Cardholder verification is not supported
        1Bxb4: 0 - Terminal risk management not required
        1Bxb3: 0 - Issuer Authentication not supported
        1Bxb2: 0 - RFU
        1Bxb1: 0 - CDA not supported
        2Bxb8: 0 - MSD not supported (Contactless value)
        2Bxb7: 0 - RFU
        2Bxb6: 0 - RFU
        2Bxb5: 0 - RFU
        2Bxb4: 0 - RFU
        2Bxb3: 0 - RFU
        2Bxb2: 0 - RFU
        2Bxb1: 0 - RFU
    Application File Locator (AFL) [94]:
        Data (Binary):  10 02 02 00 10 05 06 00 10 03 03 00
    Track 2 Equivalent Data [57]:
        Data (Binary):  pp pp pp pp pp pp pp pp D2 20 72 26 00 00 00 03 43 00 0F
    Cardholder Name [5F20]:
        Data (Binary):  20 2F
        Data (ASCII):    /
    Issuer Application Data (IAD) [9F10]:
        Data (Binary):  06 01 11 03 A0 00 00 0F 83 00 00 00 00 00 00 00 00 00 00 E0 68 76 3A
    Application Cryptogram (AC) [9F26]:
        Data (Binary):  FB 61 6D 9B 3F FC 00 7E
    Cryptogram Information Data (CID) [9F27]:
        Data (Binary):  80
    Application Transaction Counter (ATC) [9F36]:
        Data (Binary):  cc cc
    Card Transaction Qualifiers (CTQ) [9F6C]:
        Data (Binary):  3E 40
        Bit flags set:
        1Bxb8: 0 - Online PIN not Required
        1Bxb7: 0 - Signature Not Required
        1Bxb6: 1 - Go Online if Offline Data Authentication Fails and Reader is online capable.
        1Bxb5: 1 - Switch Interface if Offline Data Authentication fails and Reader supports VIS.
        1Bxb4: 1 - Go Online if Application Expired
        1Bxb3: 1 - Switch Interface for Cash Transactions
        1Bxb2: 1 - Switch Interface for Cashback Transactions
        1Bxb1: 0 - RFU
        2Bxb8: 0 - Consumer Device CVM not Performed
        2Bxb7: 1 - Card supports Issuer Update Processing at the POS
        2Bxb6: 0 - RFU
        2Bxb5: 0 - RFU
        2Bxb4: 0 - RFU
        2Bxb3: 0 - RFU
        2Bxb2: 0 - RFU
        2Bxb1: 0 - RFU
    Customer Exclusive Data (CED) [9F7C]:
        Data (Binary):  00 00 00 00
    Form Factor Indicator (qVSDC) [9F6E]:
        Data (Binary):  20 70 00 00

Answer 1

根据提供的回复 CTQ 标签 0x9F6C，卡不需要在线 PIN、签名或 CDCVM。 卡申请已过期，需要在线获得最终授权/批准。

要强制卡为所有交易请求在线 PIN，您可以将楼层限制设置为零并从终端交易限定符 (TTQ) 标签 0x9F66 中排除所有其他 CVM。 取决于您的终端配置首选项以支持 Signature 或 CDCVM。