I Have successfully generated a ARQC by fulfilling the PDOL requirements as requested by the ICC (VISA). I would like to force all transactions with online PIN validation, irrespective of floor limits, pin try limits etc.
Do I need to still do another generate AC command or is the below sufficient to submit for online processing ?
Response Message Template Format 2 [77]:
Application Interchange Profile (AIP) [82]:
Data (Binary): 20 00
Bit flags set:
1Bxb8: 0 - RFU
1Bxb7: 0 - Off-line SDA is not supported
1Bxb6: 1 - Off-line DDA is supported
1Bxb5: 0 - Cardholder verification is not supported
1Bxb4: 0 - Terminal risk management not required
1Bxb3: 0 - Issuer Authentication not supported
1Bxb2: 0 - RFU
1Bxb1: 0 - CDA not supported
2Bxb8: 0 - MSD not supported (Contactless value)
2Bxb7: 0 - RFU
2Bxb6: 0 - RFU
2Bxb5: 0 - RFU
2Bxb4: 0 - RFU
2Bxb3: 0 - RFU
2Bxb2: 0 - RFU
2Bxb1: 0 - RFU
Application File Locator (AFL) [94]:
Data (Binary): 10 02 02 00 10 05 06 00 10 03 03 00
Track 2 Equivalent Data [57]:
Data (Binary): pp pp pp pp pp pp pp pp D2 20 72 26 00 00 00 03 43 00 0F
Cardholder Name [5F20]:
Data (Binary): 20 2F
Data (ASCII): /
Issuer Application Data (IAD) [9F10]:
Data (Binary): 06 01 11 03 A0 00 00 0F 83 00 00 00 00 00 00 00 00 00 00 E0 68 76 3A
Application Cryptogram (AC) [9F26]:
Data (Binary): FB 61 6D 9B 3F FC 00 7E
Cryptogram Information Data (CID) [9F27]:
Data (Binary): 80
Application Transaction Counter (ATC) [9F36]:
Data (Binary): cc cc
Card Transaction Qualifiers (CTQ) [9F6C]:
Data (Binary): 3E 40
Bit flags set:
1Bxb8: 0 - Online PIN not Required
1Bxb7: 0 - Signature Not Required
1Bxb6: 1 - Go Online if Offline Data Authentication Fails and Reader is online capable.
1Bxb5: 1 - Switch Interface if Offline Data Authentication fails and Reader supports VIS.
1Bxb4: 1 - Go Online if Application Expired
1Bxb3: 1 - Switch Interface for Cash Transactions
1Bxb2: 1 - Switch Interface for Cashback Transactions
1Bxb1: 0 - RFU
2Bxb8: 0 - Consumer Device CVM not Performed
2Bxb7: 1 - Card supports Issuer Update Processing at the POS
2Bxb6: 0 - RFU
2Bxb5: 0 - RFU
2Bxb4: 0 - RFU
2Bxb3: 0 - RFU
2Bxb2: 0 - RFU
2Bxb1: 0 - RFU
Customer Exclusive Data (CED) [9F7C]:
Data (Binary): 00 00 00 00
Form Factor Indicator (qVSDC) [9F6E]:
Data (Binary): 20 70 00 00
According the provided reply the CTQ Tag 0x9F6C there is no Online PIN, Signature or CDCVM required by card. Card Application expired and require to get final authorisation/approval online.
To force card to request Online PIN for all transactions you may set Floor limit to zero and exclude all other CVMs from Terminal Transaction Qualifiers (TTQ) Tag 0x9F66. Up to your terminal configuration preferences to support Signature or CDCVM.
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