paypal API credit card direct payment to paypal account

Question

我正在使用Paypal SDK来处理使用Paypal帐户或信用卡进行的付款，我正在使用Paypal REST API进行从信用卡到Paypal应用程序帐户的付款，然后使用Paypal自适应SDK将钱从应用程序帐户转移到每个卖家的Paypal帐户，解决方案有效，但问题是Paypal每次需要支付2.9％+0.3的手续费，是否有任何方法可以使用信用卡直接付款到Paypal帐户而无需先转帐您的应用程序帐户？

Answer 1

You could use the Adaptive Payments API to handle the whole thing and the fee would get handled correctly so you don't get double dipped. You'd have to rely on guest checkout for the credit card payments, though, which I know isn't ideal.

Another option would be to make a slight adjustment to what you're doing already. The Pay API includes a parameter for the receivers called PAYMENTTYPE and this can be set to Personal. This way, as long as the payment is made using PayPal or bank funds, there will no fee for the receiver. In your case it sounds like that won't be an issue since you're paying with funds you just received so your PayPal balance should cover it just fine.