Stripe Connect - Cloning External Account (Bank Account) as Source for New Customer

Question

Our software is switching up the way we bill our platform users, and we'd like to find the most efficient way to have a 'Customer' created for each of our Connect accounts without having them re-enter their bank account information.

Is it possible to clone the external bank account on a Connect account and use it as a default source on a new Customer?

Answer 1

It is not possible to clone a bank account token from an already attached external account. You have to collect their bank account details again to attach to a Customer object.

A workaround you can do for new Connect accounts is:

1/ Create a bank account token (representing the Connect account's external account) on the Platform account. Attach that token to a Customer on the Platform (this Customer represents the Connect account) and verify the bank account (covered in this guide here: https://stripe.com/docs/ach-deprecated ).

You solved for:

have a 'Customer' created for each of our Connect accounts

2/ You clone that bank account (ba_123) as a token on the Connect account: https://stripe.com/docs/connect/cloning-customers-across-accounts#creating-tokens

and then you attach this token as the Connect account's external account.