how to add external bank account with customer in stripe using laravel

Question

how to add external bank account with customer in stripe using laravel

how to add external bank account with customer in stripe using laravel

{
  "id": "ba_1MI3bbF23J5kz1XAe7HfLvuN",
  "object": "bank_account",
  "account": "acct_1MHoBlF23J5kz1XA",
  "account_holder_name": "Jane Austen",
  "account_holder_type": "individual",
  "account_type": null,
  "available_payout_methods": [
    "standard"
  ],
  "bank_name": "STRIPE TEST BANK",
  "country": "US",
  "currency": "usd",
  "fingerprint": "1JWtPxqbdX5Gamtz",
  "last4": "6789",
  "metadata": {},
  "routing_number": "110000000",
  "status": "new"
}

I generate this response using this code

 $account = \Stripe\Account::create(array(
            "type" => "custom",
            "country" => "US",
            "email" => auth()->user()->email,
            'capabilities' => [
                'card_payments' => ['requested' => true],
                'transfers' => ['requested' => true],
            ],
        ));
        $account_id = $account->id;
        $external_account =  $stripe->accounts->createExternalAccount(
            $account_id,
            $user->stripe_customer_id,
            [
                'external_account' => $token->id,
            ]
        );

how to generate this response { "id": "ba_1MI35QF23J5kz1XAwIvJPWa0", "object": "bank_account", "account_holder_name": "girish", "account_holder_type": "individual", "account_type": null, "bank_name": "STRIPE TEST BANK", "country": "US", "currency": "usd", "customer": "cus_N27I4C187MRZac", "fingerprint": "wrigOuKxXT4GeRSr", "last4": "6789", "metadata": {}, "routing_number": "110000000", "status": "verified" }

how to "customer": "cus_N27I4C187MRZac" store when i create external account.

Answer 1

An external account is basically a bank account for your connected account to create payout to. You can follow the API reference and pass all the necessary information (ie, account_number and currency ) to create an external account.

If you have a frontend integration, you can also create a token in the frontend, and pass the token ID to backend and call the external account creation API to create a external account.